Terms of Use

These Terms of Use (“Terms”) govern your use of ERISAhelpcenter.com and its content (the “Site”). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Not legal, tax, or investment advice

ERISAhelpcenter.com is an independent editorial aggregator — not a law firm, advisor, or fiduciary. Nothing on the Site constitutes legal, tax, ERISA, plan-administration, or investment advice, and nothing here creates an advisor, attorney, or fiduciary relationship. The retirement-plan regulatory environment is complex and fact-specific; you should rely on qualified professionals and your own judgment for any matter specific to a plan, client, or engagement.

Intended audience

The Site is intended for retirement-plan professionals in the United States.

Accuracy of information

We work to provide useful and accurate information, but errors and omissions occur, and the subject matter changes over time. Before you act on anything you find on the Site, you should confirm any facts that are important to your decision against the primary source.

Links to third-party sites

The Site is a curated gateway to material published elsewhere, and much of its content consists of links to third-party websites and primary sources created and maintained by parties independent of ERISAhelpcenter.com. That linked material is not part of the Site, and we do not endorse, control, or guarantee the accuracy, completeness, or timeliness of anything on those external sites. Your use of any third-party site is at your own risk and subject to that site’s own terms.

Editorial independence and sponsors

We maintain strict editorial independence. ERISAhelpcenter.com has no sponsors or advertisers at this time. Should we accept sponsorship or display advertising in the future, it will not influence our editorial content, and sponsored placements will be clearly labeled. Any dealings you have with a sponsor or advertiser — including any offers, goods, or services — would be solely between you and that party, and we would not be responsible for them.

Intellectual property

The original content, layout, and design of the Site, along with the ERISAhelpcenter.com name and logo, are the property of ERISAhelpcenter.com. Our editorial selection, arrangement, categorization, tagging, and tiering of the material we cover — the way the Site is organized and scored — is our original work product, protected as a compilation even where the individual items we link to are not ours. Third-party trademarks, service marks, and logos are the property of their respective owners. You are welcome to link to the Site and to share brief quotations with attribution, but you may not republish substantial portions of our original content, or reproduce our classification and tiering system, without our permission.

Copyright concerns

We respect the intellectual-property rights of others. If you believe material on the Site infringes your copyright or other rights, please contact us at info [at] ERISAhelpcenter.com with enough detail to identify the material and your rights, and we will review it and remove or address it as appropriate.

Disclaimer of warranties

The Site is provided “as is” and “as available.” We make no warranties, express or implied, that the Site — or any third-party site or content it links to — will be accurate, complete, uninterrupted, secure, or error-free. We take reasonable measures to keep the Site free of viruses and other harmful components, but we cannot guarantee that it or any linked resource is free of them, and you remain responsible for your own security precautions, including ensuring that anything you obtain through the Site is safe to use.

Limitation of liability

To the fullest extent permitted by law, ERISAhelpcenter.com and its officers, employees, and agents will not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or relating to your use of, or inability to use, the Site or its content, or your reliance on any information on the Site, even if we have been advised of the possibility of such damages. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

Indemnification

You agree to indemnify and hold harmless ERISAhelpcenter.com from any claims, losses, or costs (including reasonable attorneys’ fees) arising from your misuse of the Site or your violation of these Terms or of any law or third-party right.

Governing law

These Terms are governed by and construed in accordance with the laws of the State of Alabama and applicable United States federal law, without regard to conflict-of-laws principles.

Changes to these Terms

We may revise these Terms from time to time by posting the updated version here and revising the “Last updated” date above. Your continued use of the Site after a change means you accept the revised Terms.

Miscellaneous

If any provision of these Terms is found unenforceable, the remaining provisions stay in effect. Our failure to enforce any provision is not a waiver of it. These Terms, together with our Privacy Policy, are the entire agreement between you and ERISAhelpcenter.com regarding your use of the Site.

Contact

Questions about these Terms? Contact us at info [at] ERISAhelpcenter.com .